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Privacy Policy for oBananaPay e-Wallet App

Effective Date: November 21, 2023

Thank you for choosing oBanana E-Wallet App! We are committed to protecting your privacy and securing your personal information. This Privacy Policy outlines the types of information we collect, how we use it, and the measures we take to ensure its security. By using our mobile e-wallet app, you agree to the terms of this Privacy Policy.

1. Information We Collect

1.1. Personal Information:
  • To create an account, we collect your name, email address, phone number, and other necessary details.
  • For transactions, we may collect payment information, such as credit card details or other financial information.
  • To enhance security, we may collect device information, including device ID, IP address, and location data.
1.2 Usage Information:
  • We collect information about how you use our app, such as transaction history, preferences, and interactions with the app.
1.3 Cookies and Similar Technologies:
  • We use cookies and similar technologies to enhance your experience, personalize content, and analyze usage patterns.

2. How We Use Your Information

2.1 Transaction Processing:
  • We use your personal and financial information to facilitate transactions and provide the services you request.
2.2 Account Management:
  • Your information is used for managing your account, including authentication, security, and customer support.
2.3 Personalization:
  • We use collected data to personalize your experience, providing tailored content, offers, and recommendations.
2.4 Legal Compliance:
  • We may use your information to comply with legal obligations and regulations.

3. Information Sharing

3.1 Third-Party Service Providers:
  • We may share your information with trusted third-party service providers for purposes such as payment processing, fraud prevention, and customer support.
3.2 Legal Requirements:
  • We may disclose information if required by law, to protect our rights, or to comply with legal processes.

4. Security Measures

4.1 Data Security:
  • We implement industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, and destruction.
4.2 Encryption:
  • Your sensitive information is encrypted during transmission using secure socket layer technology (SSL).

5. Your Choices

5.1 Account Settings:
  • You can review and update your account information through the app's settings.
5.2 Marketing Preferences:
  • You can manage your communication preferences to control the information you receive from us.
5.3 Unregister:
  • You can unregister and delete your account from our system database.

6. Children's Privacy

Our services are not directed towards individuals under the age of 13. We do not knowingly collect personal information from children.

7. Changes to Privacy Policy

We may update this Privacy Policy to reflect changes in our practices. We will notify you of any material changes through the app or other means.

8. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at [email protected].

By using oBananaPay E-Wallet App, you agree to the terms outlined in this Privacy Policy. Thank you for trusting us with your information.

© 2023 oBananaPay. All Rights Reserved.